This question was submitted by Vicky, from our Facebook page.
If your dental insurance is covered by your employer or your spouse’s, you will need to follow the open enrollment period determined by the employer, and choose from the plans available. However, dental policies contain much of the same elements whether they are available on the healthcare exchange, or through an employer.
We’ve developed a 3-part guide on how to understand and select a dental insurance policy that anyone can use. Part 1 of the guide helps you to understand the different types of general plans available. Part 2 helps you to assess what kind of services and coverage you and your family may need, and what questions to ask the insurance carrier about the plan. Part 3 provides a guide to help you select a dental provider that not only accepts your insurance policy but will help you to get the best care and value from your plan, while minimizing out of pocket costs.