This question came from Olga on Facebook. SmartPlan Choice is one of the new plans that provide coverage for adults and children who receive support through Medicaid. SmartPlan Choice is administered by DentaQuest. The SmartPlan Choice or DentaQuest websites do not contain specific information about the benefits contained in the plan for...
This question came from Jennifer, via email. The answer to this question is a bit tricky, and depends on what’s contained in the plan, and how the benefits are administered. In short, some medical plans also offer dental coverage. This is separate from a stand-alone dental insurance plan for individual...
This question was submitted by Dave, from our Facebook page. The short answer is, “no.” Parents are not required to purchase dental insurance for their children. However, pediatric dental care has been listed as one of the 10 essential health benefits (EHB) that all insurance carriers must include on policies...
This question was submitted by Vicky, from our Facebook page. If your dental insurance is covered by your employer or your spouse’s, you will need to follow the open enrollment period determined by the employer, and choose from the plans available. However, dental policies contain much of the same elements whether...
A: A waiting period is the amount of time (usually in months) that a person must wait before that service or treatment will be covered by the insurance policy. Typical waiting periods are 6 months and 12 months. Example: Some dental policies include a 12 month waiting period for “major”...
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